Tracy Frette

Mortgage Loan Officer | Community Choice Credit Union

515-238-5779    Email Me   NMLS: 488049

Hello, I’m Tracy!

With nearly 30 years in home lending, I’ve helped people navigate some of life’s biggest transitions—whether it’s buying a first home, upsizing, downsizing or starting fresh.

I’ve lived in the Des Moines metro for the past 25 years and I genuinely love this area. I’m deeply committed to the communities we serve, and it’s a privilege to help neighbors and new faces alike find their place here.

Every client has a different story, and that’s why I focus on creative, personalized solutions that fit your specific goals. I know buying a home is a major decision—my role is to make the process smoother, more manageable and even enjoyable.

I’m also a proud mom of two amazing daughters. With one just graduated from college and the other close behind, it’s been fun stepping into a new chapter of life and work.

If you’re looking for a mortgage partner who brings experience, heart and clear guidance to the table, I’d love to help.

Tracy Frette